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Funding & resources

Funding

Government of Canada

The Government of Canada invests in affordable housing through the Canada Mortgage and Housing Corporation’s Investment in Affordable Housing (IAH) program. In most cases, federal funding is delivered indirectly through each province/territory based on a cost-matching agreement. The approach allows each province/territory the flexibility to design and deliver affordable housing programs that respond to local needs.

  • IAH provides funding for new construction, renovation, homeownership assistance, rent supplements, shelter allowances, accessibility modifications, and accommodations for victims of family violence.
  • CMHC offers a Seed Funding program that supports organizations to cover the soft costs of proposed affordable housing projects such as exploring sources of funding, developing a business plan and project drawings, etc. Some projects may be eligible to receive interest free loans through the Seed Funding program.

The Government of Canada’s 2016 budget doubled the amount of existing funding and has targeted funding for seniors, homeless, Indigenous people on reserves, shelters for victims of family violence, retrofits of social housing for energy efficiency, and incentives to construct new affordable rental housing.

Government of Alberta

The Government of Alberta invests in affordable housing through the Ministry of Seniors and Housing. The Ministry offers a variety of funding programs including Community Housing, Affordable Housing for Families and Individuals, Rent Supplement, Seniors Self-Contained, Seniors Lodge, and Special Needs Housing. These programs support all types of non-market housing across Alberta and are partially funded by the IAH funding from the Government of Canada.

Funding for new non-market housing is dependent on the province’s annual budget, so municipalities are encouraged to contact a local housing management body or a Strategic Advisor in the Ministry’s Stakeholder Relations unit to discuss potential funding opportunities.

Not-For-Profit and Private Organizations

Municipalities that are willing to offer land at reduced costs may have the opportunity to partner with the not-for-profit organization, Habitat for Humanity, to construct affordable homes for low-income households. Habitat for Humanity offers an established model to bring funding indirectly into the community through donations and volunteers to construct non-market units for home ownership. 

Municipalities can also reach out to a variety of private sector businesses that specialize in the development and/or operation of non-market housing in Alberta.

Resources

This section offers a list of plans, toolkits, and related information that may be helpful to municipalities that are exploring issues of housing affordability.

  1. The Stakeholders page lists over 20 organizations and the key services that each provides to the housing sector.
  2. Alberta adopted a Housing First approach with the 2009 approval of “A Plan for Alberta: Ending Homelessness in 10 Years”.
  3. Alberta’s Interagency Council on Homelessness provides updates on the progress made to implement Alberta’s 10-year plan to end homelessness.
  4. Strategies on how to implement Housing First can be obtained from the Canadian Housing First Toolkit that was developed by the Mental Health Commission of Canada.
  5. The Sustainable Housing Initiative of the Alberta Rural Development Network offers one-on-one guidance to municipalities or partnering organizations to assess housing needs, develop plans, conduct feasibility studies, apply for funding, and tender bids for development.  
  6. CMHC offers a list of best practices and case studies on non-market housing from across Canada.
  7. CMHC offers a suite of resources for ideas and information to approach new construction or redevelopment of existing property for non-market housing.
  8. The Community Workspace on Homelessness is a free online platform for people working in the homelessness sector to collaborate and share information though interactive forums, and exchange resources. It is a product of the Government of Canada’s Homelessness Partnering Strategy.
  9. The Capital Region Board’s Capital Region Housing Plan can serve as an example for other municipalities considering a regional approach to non-market housing.
  10. The Government of Alberta maintains a list of all housing management bodies.
  11. The Government of Alberta maintains a list of emergency shelters, and short-term and long-term supportive housing.
  12. The AUMA’s webinar with the Ministry of Seniors and Housing offers a detailed overview of housing management bodies in Alberta. You can view the webinar on AUMA’s YouTube channel.

Online newsletters

  • Housing Observer is a free online email-based newsletter from the Canada Mortgage and Housing Corporation that provides updates on regional and national trends in housing.  
  • Flash is a free online and email-based newsletter from the Canadian Housing and Renewal Association.
  • The Homeless Hub offers a free online email-based newsletter that profiles the findings of new studies and related information regarding homelessness.