Insurance services

The AMSC General Insurance Program provides coverage for more than 700 Regular and Associate members. Coverage is provided through MUNIX, an insurance reciprocal. MUNIX is based on a time-tested cooperative format, and offers flexibility in providing correctly priced insurance coverage and effective risk management programs—making it the best risk-financing strategy for members with similar risks. Members own the program, not just the buyers of coverage; your voice helps shape the program's direction.

AMSC Insurance Services is an insurance brokerage that is fully owned by AMSC and provides a dividend back to the organization.

We provide a full range of coverages for municipalities and municipally-related organizations: 

  • Liability products to help protect your organization from what could be a devastating financial loss if someone is injured and wins a legal judgement against you:
    • General liability
    • Aircraft liability (owned and non-owned)
    • Environmental impairment
    • Errors and omissions
    • Umbrella
    • Wrap-up liability
  • Property insurance protects members from financial loss resulting from damage to the physical assets of their organization:
    • Building & contents (including equipment breakdown)
    • Mobile equipment
    • Course of construction
  • Automobile insurance to provide protection for the owner of a motor vehicle:
    • Third party liability
    • Accident benefits
    • Loss of or damage to insured
    • Non-owned liability
  • Crime protection - a necessary component for any municipality as crime-related losses are not typically covered by property insurance policies:
    • Employee dishonesty
    • Money and securities


Facility user group

Facility user group coverage transfers the risk from the municipality to individuals renting a facility. Examples of a group include:

  • Parties
  • Reunions
  • Recitals
  • Gym rentals

The venues included in this coverage include:

  • Banquet facilities
  • Non-regular recreation events
  • Theatre rentals
  • Meeting room rentals

To receive a quotation for this coverage, complete the application and forward it to us for processing at least 10 days prior to the event.


Facility User Group Application 2016
[PDF, 414.7 KB]

The MUNIX Advantage

What is the MUNIX Advantage?

Most importantly – stability, coverage and costeffectiveness. MUNIX offers:

  • Stability – MUNIX is a provincially licensed insurer (reciprocal) and is governed under The Insurance Act of Alberta
  • Coverage - MUNIX provides coverages that the insurance industry typically doesn’t
  • Cost-effectiveness – MUNIX shields members from the peaks and valleys of the insurance market and offers lower rates than a conventional insurance program

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Related Documents

Insurance certificate request form
[DOC, 112 KB]
Auto claim form
[DOC, 342 KB]
Liability claim form
[DOC, 336.5 KB]
Property claim form
[DOC, 334.5 KB]