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APEX Supplementary Pension Plan

Enhance your competitive edge.

Designed to complement LAPP, APEX is our defined benefit plan that can be a powerful attraction and retention tool for your employees. APEX supplements the LAPP benefit to the maximum allowable under the Canada Revenue Agency.

Facts about APEX:

  • APEX is a defined benefit plan.
  • Individuals must participate in LAPP to be eligible to participate in APEX.
  • Contributions are shared between employers and employees.
  • Contributions are tax-deductible.
  • The employer determines which employee classifications are eligible to participate for their organization.

To learn more, download our APEX at a glance.

Additional resources:

APEX Pension Estimator APEX Member Handbook Updates on changes to APEX


APEX: Overview
This brief video provides APEX pension plan contributors a broad overview of how the APEX supplementary pension plan works.


APEX: People in your life
This brief video explains beneficiaries and pension partners for APEX supplementary pension plan contributors.


APEX: Pension Options
In this brief video, APEX supplementary pension plan contributors will learn about their options for collecting their pension payments.